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Apr 12, 2022
In Fashion Forum
Credit Market Research" was released. ” (hereinafter referred to as the “Report”), the scale of the consumer finance market has climbed from 679.8 billion yuan in January 2010 to 8,453.7 billion yuan in October 2018 (the majority of which are car loans and housing loans, but the proportion is decreasing), the proportion of domestic loans From 1.7% to 6.3%, and continue to maintain a high-speed growth trend. According to the data released by the central bank, the compound annual growth rate of short-term consumer finance loans exceeds 40%. Under the combined effect of sms marketing service changes in consumption concepts and technological development, consumer finance has expanded and continued to expand the blue ocean scenarios that traditional finance “disregards”, covering general consumption, weddings, housekeeping, elderly care, health consumption, information consumption, tourism and leisure consumption, education and culture. sports consumption, etc. At the level of competition , up to now, according to the data published on the website of the China Banking and Insurance Regulatory Commission, 26 consumer finance companies have been approved for establishment (including more than ten